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In addition to interest rates, there are also other fees associated with obtaining a loan that you need to take into consideration, including points and closing costs.

the reduction, through amalgamation, of the necessity which obliges
a bank to keep a considerable reserve of cash
It seems to me that Mr Webb exaggerates in rather a dangerous degree
the reduction, through amalgamation, of the necessity which obliges
a bank to keep a considerable reserve of cash. It is quite true that
under normal circumstances cash withdrawn from […]

An unrecognized amount of tribe are unvaried and thousands another are deserted, jobless and completely destitute.

capital for the purpose of redeeming, or hastening the redemption of,
war debt
There is also at present much mischievous talk about a great tax on
capital for the purpose of redeeming, or hastening the redemption of,
war debt. It is clear at once that it is not possible to tax capital
if we remember that capital consists of the […]

by estimating for a gross debt on March 31, 1919, of L7980 millions,
which he reduces to a net debt of L6856 millions by deducting half
the expected face value of loans to Allies, L816 millions, and L308
millions for loans to Dominions and India”s obligation
The Chancellor arrived at his after-war debt charge of L380 millions
by estimating for […]

But when we come to the remedies that Mr. Cole suggests for these
‘marks of degraded status,’ we find in the forefront of them that the
worker must be secured ‘payment as a human being, and not merely as a
mortal tenement of so much labour power for which an efficient demand
exists.’ This, especially to an incurably lazy […]